MR. FRATTO: We don't want to debate this bill in the press. I think what we want to do is to have our conversations with staff and members. We're willing to listen to any idea that anyone out there has, whether in Congress or in the private sector. Some of you have asked about the FDIC idea that a number of people are talking about today. It's not necessarily a new idea; I know Sheila Bair, over at FDIC, has raised these kinds of solutions in the past. Larry Lindsey, who was the former Director of the National Economic Council here at the White House, has written about that idea. It's something that we'll pay attention to and discuss. But I'm not going to get into discussions of the various pros and cons of each idea out there. I don't think that's the most constructive way --
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